Normally I am not one to encourage use of credit cards, however, this card is literally a great deal! Shortly after purchasing my annual pass, I received a promo in the mail stating that if you apply, and are approved, for the Disney Chase Visa card, and spend $500 within the first 3 months they will send you a $200 Disney gift card. I could easily spend $500 simply by putting daily items such as gas, utilities, food, etc. Things I’ve already budgeted to pay for. The $200 gift card came promptly and will pay for nearly 10 meals at the parks!
The other reason you should get a Chase Visa card is the PERKS. They offer awesome perks for card holders including exclusive meet and greets in Epcot and Hollywood Studios and a private lounge in Epcot. Our experience with the meet and greet lines has always been great! With barely a wait time, this is an awesome way to make the most of your trip to Disney. We met Kylo Ren in Hollywood Studios and Mickey/Goofy TWICE in Epcot. The characters ‘change’ and are never promoted. It’s kinda a nice surprise because they’re very secretive about who’s actually in the meet and greet room. Epcot is always the classic Disney characters with a mix of Minnie, Mickey, Goofy and Pluto (two of the four), and Hollywood Studios is always a Star Wars character. I’ve read it alternates Darth Vader and Kylo Ren, but that is yet to be confirmed.
There are tons of other perks including a rewards program for every dollar spent, a discount on Disney Merchandise and more. For more information about the Disney Chase Visa program, visit their website here.